Tell your insurer that you plan to receive treatment abroad. Ask for written confirmation of cover before paying.
Check the policy
- Ask whether planned treatment and related complications are covered or excluded.
- Confirm limits, excess payments, pre-existing conditions and any approval needed before care.
Plan for extra costs
- Ask about urgent care, further surgery, extended stays and transport home.
- Confirm who pays first and which receipts or reports a claim requires.
Keep the contacts
- Save the insurer's assistance number and policy reference.
- A clinic's liability insurance is different from your travel cover. Ask each provider what its policy covers.
Sources and update
Editorial source check: September 10, 2026. No independent clinical review is claimed.
Source dates and scope matter. Hospital guidance describes that hospital.
UK guidance supports general preparation, not Korean legal requirements.
General information. Discuss your care with a qualified clinician.
Med-in-Korea Editorial Team · Editorial policy
